How To Use Debit Cards and at an ATM
How do you use debit cards and we will teach you. The following is how to learn it.
Debit Cards are very much in use these days when it comes to making payments and transacting on almost every occasion.
How to use debit cards and ATM and use in today’s world has increased tremendously.
An ATM card is a PIN-based card. That means that in addition to using it at ATMs.
You may also be able to use it to make purchases if the merchant is using one of the same electronic ATM networks that’s listed on the back of your card.
A debit card looks just like a regular ATM card, and you can use it at ATMs.
The difference is that a debit card has a Visa® or Mastercard® logo on its face.
That means you can use a debit card wherever Visa® or Mastercard® debit cards are accepted, for example, department stores, restaurants, or online.
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How to use ATM Cards wisely and safely
1. Hide the keypad when entering the PIN
You have to be very careful when you use ATM. Memorise the ATM PIN and avoid sharing it with anyone.
It is imperative that you never let anyone see your Debit Card PIN when you are using it at any ATM.
So stand as close to the ATM as possible and shield the keypad with your hand while entering the PIN.
2. Wait for the ‘Welcome’ screen once the transaction is completed
Once you’ve withdrawn money from an ATM, wait for the ‘Welcome’ screen on the machine before leaving the ATM.
Avoid leaving the ATM vestibule when the machine is still completing your transaction or if any of your account-related information is available on the screen.
If you want to cancel the transaction in between, press the ‘Cancel’ key on the screen or on the keypad to reach the ‘Welcome’ screen again.
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3. Take the ATM card before leaving
You should be very careful that some people forget the card even after your transaction is over.
If at all your card is stuck in the ATM or you lose your card, get in touch with your bank immediately.
Only leave the ATM when your bank temporarily blocks your card or provides an alternative solution
Preventing online frauds
Many people also use their Debit Cards for online transactions as they are quick and convenient.
But you should always check the authenticity of the platform before providing your card details online.
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A bit of vigilance is all that is needed to avoid common Debit Card frauds.
Remember these tips on use of the Debit Card in order to use your card responsibly and keep your hard-earned money protected.